Welcome To Wisdom in Action. Wisdom from the action. Freedom in expressing expression !! this Wisdom is freedom in expressing expression, definitely in the positive, hopefully useful for Us
Wednesday, January 13, 2010
Craig Ingram, Real Estate Attorney

Located in scenic Garrett County, Maryland, the office of Craig Ingram provides legal and accounting services. Serving the Oakland, Deep Creek Lake and surrounding area, the legal practice concentration is in real estate transactions. Other services include business organization and estate planning, taxation, and administration. The accounting practice primarily serves those clients requiring assistance with federal and state income tax compliance.
322 Alder Street
Oakland, MD 21550
Telephone: (301) 334-3724
Fax: (301) 334-1028
http://www.cingram.com/
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Tuesday, January 12, 2010
Recent Lot/Land Listings - Buyer Client Update

There were 9 new land/lot listings since January 1, 2010. Some larger parcels and several building lots. THere is also one commercial property that includes several different properties, projects and communities (click for .pdf and more photos/info)
GA7234728 1 TURKEY KNOB RD $44,900 Oakland 1.700ac R
GA7235151 YOUNG WOOD LN W $74,900 Grantsville 10.600ac R
GA7234225 TRAP RUN RD $99,000 Friendsville 19.780ac
GA7229995 GARNER DR $124,500 Deer Park 3.073 LR
GA7234494 681 BOY SCOUT RD $149,000 Oakland 50.020 LR
GA7229867 3 GRAND ESTATES DR $349,000 Mc Henry .573 R
GA7233401 65 WESTWARD WAY $369,000 Mc Henry .574 LR
GA7228856 14 PARKSIDE SOUTH CT $499,000 Mc Henry .520 LR
GA7232486 25297 GARRETT HWY $4,900,000 Mc Henry 36.840 C /
(source: MLS January 1, 2010 - January 12, 2010)
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
New Residential Listings - Update for Buyer Clients

There are 5 new residential listings in the Deep Creek Lake/Garrett County area that are now available for sale (click for .pdf):
GA7234937 673 NORTHLAKE VILLAGE $395,000 Mc Henry NORTHLAKE VILLAGE
GA7234193 498 GLEANINGS DR $449,000 Mc Henry THE GLEANINGS
GA7234198 475 PINNACLE DR $449,000 Swanton THE PINNACLE
GA7234716 15 MEADOW MOUTAIN RUN RD $699,900 Swanton MEADOW MOUNTAIN RUN
GA7234339 774 GLENDALE RD $799,000 Deer Park SAND STONES ON THE LAKE
(source: MLS Jan 9, 2010 - Jan 12, 2010)
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Monday, January 11, 2010
Press release: Pending changes to the Deep Creek Lake zoning ordinance
-Changes to the subdivision laws allowing clustered vs non clustered development.
-Traffic Impact Analysis, road design standards, etc
-Allowing for drilling of natural gas in all zones subject to setbacks
-Sensitive Area Ordinance, development on steep slopes
Feel free to take a look, there will be a public hearing scheduled in the near future.
Here is a link to the .pdf file
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Saturday, January 9, 2010
Respect Deep Creek Lake ice

Respect Deep Creek Lake ice
Cumberland Times-News
MCHENRY — As temperatures begin to freeze area waterways, the Maryland Park Service cautions that anyone enjoying winter activities on Deep Creek Lake or any frozen body of water, should use care, particularly at night.
“Snowmobilers, ice fishermen, hikers and cross-country skiers traveling on the frozen lake should exercise caution,” urged Deep Creek Lake Recreation Area Assistant Manager Mark Spurrier. “Wearing a personal flotation device could prevent a tragedy. If you encounter people, pets or wildlife that have fallen through the ice, call either 911 or the Department of Natural Resources at 1-800-628-9944 for assistance.”
Road salt and abrasives plowed from highway bridges may affect the quality of the ice underneath and unseen snowdrifts can act as ramps and cause sleds and snowmobiles to become airborne leading to a loss of control and accidents.
Deep Creek Lake is a part of the designated off-road vehicle trail system permitting use by registered snowmobiles only. Permits are available by mail or at any of the local state park offices during normal business hours. Snowmobiles may operate at night if equipped with working head and taillights. Snowmobilers may access the lake through Deep Creek Lake State Park or with permission from a private landowner. For further information on ice conditions at Deep Creek Lake, call 301-387-5563 during the weekday or the Discovery Center on weekends at 301-387-7067.
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Thursday, January 7, 2010
December 2009 Sales Update - Deep Creek Lake & Garrett County, Maryland

There were a total of 29 residential sales in the month of December in Garrett County and at Deep Creek Lake. This pace is slightly ahead of last year (27 sales - Dec 2008).
This is certainly debatable, but 12 of these sales appear to vacation homes or 2nd homes, while the majority are primary residential. This certainly makes a difference in pricing strategies, specifically demand-based pricing.
The average list vs. ORIGINAL sales price is 84.49% (up slightly from November), though the ADJUSTED list vs. sales price is 90.96% of asking price (almost identical to November).
The current number of active/for sale residential listings is 602. 23 of these homes are under contract.
Here are the statistical breakdowns:

If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Friday, December 11, 2009
Wisp Ice Skating Rink
For the Cumberland Times-News
Cumberland Times-News
DEEP CREEK LAKE — Wisp Resort continues to expand its winter amenities to go beyond skiing and snowboarding. This winter an ice skating rink will be installed near the Bear Claw Snow Tubing Park to offer guests another family-friendly activity.
The 50- by 85-foot oval rink will operate by running cooling pipes under a floor that are powered by a 100-ton chiller to keep approximately two to three inches of water frozen. A mini-Zamboni® ice resurfacing machine will groom the surface daily for skaters. The Zamboni® was named after its inventor Frank J. Zamboni in California in 1953.
The ice skating rink at Wisp will feature benches for rest, hanging twinkle lights, a nearby bonfire area and warm beverages. It will be the only ice rink in Garrett County and has a tentative opening date of Dec. 19.
The rink will operate in conjunction with the Bear Claw Snow Tubing Park and Mountain Coaster hours of operation.
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Wednesday, November 25, 2009
Tearing down the Point View Inn
I just took a few quick photos and I wanted to share one. The Point View Inn (specifically the hotel part of the building) is in the process of being torn down. It’s available for sale ($4.9 million apparently) and could be just about anything - townhomes, 7 single family homes, new hotel, etc...but for someone with deep enough pockets, it could remain the Point View Inn! That was one of the 4 spots I hit the night I turned 21. Truly a Deep Creek Lake icon!
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Tuesday, November 24, 2009
I Love Deep Creek Lake & Garrett County Group on Facebook
I invite you to join the new ‘I Love Deep Creek Lake and Garrett County, Maryland’ group on Facebook. It went from 0-60 members in about 12 hours! Help keep it growing!
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Tuesday, November 17, 2009
Vacation rental agencies voice opposition to tax increase

OAKLAND — Garrett County Administrator Monty Pagenhardt said he was surprised by the amount of opposition Tuesday from local rental housing representatives to the county commissioners’ request to be able to increase the hotel rental tax from 5 percent to 8 percent.
Sen. George Edwards and Delegate Wendell Beitzel attended Tuesday’s public meeting to hear the commissioners’ wish list for the 2010 General Assembly and to see if they could help those desires become political reality. Should such legislation become law, it would enable, but not require a tax increase.
At the current rate of 5 percent, the tax brings $1.5 million into the county, according to Wendy Yoder, director of finance. “Each percentage increase above that will generate another $300,000,” Yoder said. She based that estimate on existing rental activity.
That revenue, according to Commissioner Fred Holliday, can be used for two purposes, for economic development or the funding of the Garrett County Chamber of Commerce.
Nancy Railey of Railey Mountain Lake Vacations used an extensive and detailed presentation to oppose a hike in the tax.
Railey said rental fees for people visiting Deep Creek Lake have been negotiated to bargain basement prices. “I have never before seen this,” she said. “Tourists are responding to these price cuts and will travel more in 2010 than in 2009. However, they will demand rate reductions of 1.8 percent greater than the reductions in 2009, continuing the decline for another year.”
Railey said the number of reserved nights at her company have declined below 2002 levels and the fact that her market share (45 to 50 percent) has held steady reflects that other hosts have experienced the same drop-off.
Railey said the visitors will come, but when they have to spend a dollar more because of a tax hike it will be a dollar that is not spent on local goods and services.
Pagenhardt said the potential for a tax hike was not news to the local rental moguls.
“This legislation was introduced in the 2009 General Assembly. In fact, they knew that if the bill passed it would increase the tax to 6 percent this past July 1 and many agencies had already booked rentals based upon that amount.”
The bill, however, did not pass, because of what Beitzel called a last-minute administrative foul-up in Annapolis.
Others opposed a hotel rental tax boost.
Rob Michael, chairman of the board for the chamber of commerce, said he misses the golden days when Deep Creek Lake was visited by families with small children. He said those visitors can no longer afford a lakeside vacation. “Have we priced ourselves out?” he asked.
Michael referenced Big Bear Lake in neighboring Preston County, W.Va., as a place that still offers such family trips. “We don’t see that dynamic any more,” he said. “Be careful. Increasing the tax even 1 percent is a detriment. Word is out. A vacation in Garrett County is getting to be expensive.”
Ruth Seib of Coldwell Banker said she is not sure that raising the tax would bring additional revenue because of a combination of fewer visitors and declining rates.
Bill Weissgerber of Railey Realty asked that the $300,000 that would be generated by a 1 percent increase in the tax be raised by resurrecting a tax on beer in the county.
Karen Myers, owner of The Wisp/D.C. Developers, cautioned the commissioners to be very careful in considering an increase in the tax. “Don’t kill the goose that laid the golden egg,” she said.
Edwards and Beitzel said they would once again introduce the enabling legislation if it is the desire of the commissioners.
Saturday, October 31, 2009
Park ranger receives award for helping save man’s life

Frostburg resident recently transferred to Deep Creek Lake
From Staff Reports
Cumberland Times-News
CUMBERLAND — Maryland Park Ranger David Best, who recently transferred to Deep Creek Lake State Park, was among several staff members of Point Lookout State Park in St. Mary’s County who were honored with Maryland Park Service Valor Awards for their quick response in aiding a park visitor who suffered a life-threatening laceration.
The incident occurred in August when the victim dropped a razor-sharp fillet knife that lacerated his lower right leg.
Best, a resident of Frostburg, initiated a team response and rapidly located the victim at a campsite in the Hoffman area of the park after park staff received an emergency call for an unknown injury in the park. Park rangers were assisting a tractor-trailer that was stuck in a ditch when the emergency call was received. The only word heard by responders was “man” before the call was lost.
Responders, campground Host Ed Dugans and seasonal ranger Joe Raley found the 79-year-old victim sitting upright and bleeding profusely.
While Dugans and Raley worked to cut off the blood flow, seasonal employee George Gatton arrived with Best and began more extensive first aid. Park Rangers Bill Moffatt and Cliff Puffenberger provided escort for responding Natural Re-sources Police officers and the Ridge Volunteer Rescue Squad. The victim regained full consciousness and was transported to a nearby hospital.
Individuals awarded recently at the Maryland Park Service Employee Field Day at Gunpowder Falls State Park in Baltimore County included Best, Raley, Dugans and Gatton.
Maryland Park Service Superintendent Nita Settina said, “Once again, we see why it is so important that our Maryland Park rangers are trained as first responders. I’m very proud of the rangers’ quick thinking and action, which helped to save a life.”
The Valor Award is presented to individuals who perform an extraordinary action which is attributable to saving a life, attempting to save a life, preventing or attempting to prevent property or revenue loss, or involving public safety.
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Tuesday, October 6, 2009
Friends of Deep Creek seek to protect lake from degradation

OAKLAND — Friends of Deep Creek Lake, a Garrett County watershed organization, submitted a proposal for the creation of a Deep Creek Lake Restoration Fund at the Tuesday meeting of the Board of Garrett County Commissioners.
The proposal came about in response to the aging of the Deep Creek Lake reservoir, which was created by the construction of the Deep Creek Dam in 1923. According to Friends of Deep Creek Lake, as the lake grows older, invasive vegetation and lower water quality lessen its recreational value and use as a natural resource. Friends of Deep Creek Lake believes that federal funding, state assistance and a more active role for Garrett County are necessary to combat this natural degradation.
According to Barbara Beeler, member of the Friends of Deep Creek Lake board, the degradation of the lake will result in economic consequences in impacted areas. The detrimental effects of aging could lead to decreased property and housing values and lower tax revenues for Garrett County. “All of us — county, users, beneficiaries — we're all going to be impacted by the continuing decline of the lake,” said Beeler.
Friends of Deep Creek Lake's proposal features three main components. The first is the creation of a Deep Creek Lake Restoration Action Plan. “We need to make a lake policy from the bottom up,” said Beeler. Friends of Deep Creek Lake suggests that the plan include a variety of restoration and maintenance programs for such tasks as fighting the existing impacts of lake aging, eliminating algae blooms, reducing sediment and nutrient runoff, and upgrading septic systems.
The second is a means of funding the restoration. One of the primary obstacles to a restoration project would be the lack of available funds due to the current economic climate. According to Friends of Deep Creek Lake, funding for the Department of Natural Resources' Lake Management Division comes only from dock permit fees, and the majority of this money is spent paying operating fees and taxes. Friends of Deep Creek Lake believes that federal money is necessary for the project.
“Until the economic crisis goes away, we’re really stifled,” said Commission Chairman Denny Glotfelty. “It’s impossible to get the state to move right now.”
Finally, the proposal includes a call for leadership for the restoration effort. The proposal suggests the formation of a working group that would lay groundwork for the plan, raise funds, and lobby for Deep Creek Lake in state and federal venues.
Along with the lack of available funding, another obstacle to the proposal is the fact that the lake is owned by the state rather than Garrett County. This makes it difficult for Garrett County to create an action plan regarding the lake as Friends of Deep Creek Lake's proposal intends.
“It’s Maryland's water. Whether it's private or state property, it's their water. That's the problem," said Glotfelty, who added that action regarding the lake is necessary. “We've got an 85-year-old lady that we're trying to give a face-lift to right now.”
The commission did not act on the proposal during Tuesday’s meeting. It will be discussed further at the next meeting of the Deep Creek Lake Policy and Review Board, beginning at 6 p.m. on Oct. 26 at the Deep Creek Lake Discovery Center.
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Thursday, March 19, 2009
Mortgage Loan Officer Jerry Merrick - BBT Mortgage


One of Deep Creek Lake's finest lenders:
Mortgage Loan Officer
Jerry Merrick
Deep Creek Lake
21287 Garrett Hwy., Suite 500
Oakland, MD 21550
Office: 301-387-3219 Mobile: 301-616-0037
Fax: 301-387-5393
jmerrick@bbandt.com
-The vision at BB&T Mortgage is to be the Best Home Lender, guided by Integrity, Fairness, and a Caring Enthusiasm
-Specializing in World Standard Client Service
-Enabling our clients to achieve economic success and financial security through homeownership
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Railey Realty for all of your real estate needs! 877-563-5350

Sunday, August 17, 2008
Live at the Garrett County Fair!

Thursday, July 24, 2008
Recent Boating Crashes Reported On Deep Creek
Jul. 24, 2008
The Maryland Natural Resources Police investigated two recent boating accidents on Deep Creek Lake, one of which resulted in injuries.
Susan M. Muscleman, 41, Orrtanna, Pa., was admitted to Garrett Memorial Hospital with non-life-threatening injuries, and Nichole S. Reed, 23, Gettysburg, Pa., was treated and released following a boating accident Tuesday evening.
Aaron G. Mummert, 32, Hanover, Pa., was operating an 18-foot outboard motor boat with three passengers around 11:30 p.m. in McHenry Cove when he struck a 24-foot pontoon boat in the stern. Police said Mummert's vessel became airborne and landed in front of the pontoon boat.
Mummert was charged with negligent operation of a vessel, failure to maintain a proper lookout, failure to operate at a safe speed, and failure to obtain a certificate of boating safety education. A court date of Oct. 30 has been scheduled for Mummert in Garrett County District Court.
The Deep Creek Volunteer Fire Company, Northern Garrett County Rescue Squad, and Southern Garrett County Rescue Squad assisted NRP with the incident.
A second, unrelated accident was reported on Saturday, when Che F. Moore, 38, Verona, Pa., struck the stern of a pontoon boat while operating a rented personal watercraft on the main body of Deep Creek Lake. The pontoon was being driven by Kevin Beattie, Pittsburgh, Pa. According to reports, no one was injured in the 4:30 p.m. collision.
NRP charged Moore with negligent operation of a vessel and operating a personal watercraft at greater than 6 knots within 100 feet of another vessel.
NRP reminds boaters of the Maryland law that requires anyone born on or after July 1, 1972, must possess a certificate of boating safety education in order to operate any motorized vessel. This certificate is non-renewable and must be carried by the person at all times while operating a vessel. Officers may ask to see the certificate during a vessel check, and, if not provided, a person can be charged with a minimum of $25 for the first offense and up to $500 for each offense thereafter.
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Sunday, July 20, 2008
Harvest Moon over Deep Creek Lake
Thursday, July 17, 2008
Community Action Details Plans For McHenry Workforce Housing Project
Jul. 17, 2008
Affordable workforce housing for low and moderate income people may soon be available at a proposed development called Lake Hill. Spearheaded by the Garrett County Community Action Committee, the community will be located near the proposed McHenry Business and Technology Park and the airport.
Community Action president Duane Yoder recently reviewed the Lake Hill development for the Garrett County commissioners, who approved the transfer of about 50 acres of the White Face Farm property for the project.
This week, Yoder provided more details about the project for the media, along with two architectural renderings of the proposed community.
Yoder called the commissioners' support for Lake Hill "a great demonstration of how teamwork can be used to create affordable workforce housing in the McHenry area, close to where jobs are located."
The president also noted that despite unemployment dropping in the county, the cost of housing has made it very difficult for young working families and even middle income persons to acquire a home in a market where the median home sales exceed affordability ratios of median household incomes by 10, when generally accepted rates are between two and three.
Yoder also pointed to the fact that existing employers seeking to expand or recruit workers for new businesses are increasingly expressing concern over housing affordability.
"Housing is a critical economic development issue" stated Jim Hinebaugh, director of the Garrett County Department of Economic Development.
He also noted that because of the importance of housing to employers, the Garrett County Development Corporation and the Garrett County Chamber of Commerce have both made housing a priority.
Community Action's proposal will utilize 40-50 acres and yield over 200 homes, according to Yoder. Approximately 170 additional acres will be placed in a permanent development ban as either a conservancy or a buffer around the airport. Additionally, softball and soccer fields adjacent to the development will be improved, and trail and picnic sites will be preserved as "green spaces."
Yoder describes the appearance of the Lake Hill development as "an attractive and pleasing small town."
"The uniqueness of this initiative is that it builds an attractive, sustainable community in an area rich with amenities," Yoder said. "At the same time it builds a trust fund that will enable sustained work throughout the county."
He added that the commissioners' land transfer action was a state model for "Smart Growth."
The Lake Hill plan calls for a mix of house types and prices, with the primary market being persons earning less than 150 percent of the area's household median income, which is currently $60,000.
Only persons earning less than 150 percent of the median income will be eligible for reduced home prices. Higher income buyers will pay the full appraised market value, Yoder said.
The county's land transfer, as agreed upon by the commissioners, will be made into a nonprofit land trust that will hold title to the property and provide land lease agreements to buyers.
"The cost of the land is removed from the price of the house, making the home more affordable to buyers," Yoder said.
Additionally, development income will go to the land trust to rehabilitate or develop housing in other parts of the county.
The Lake Hill project grew out of local efforts to find solutions to the problem of affordable workforce housing. The Development Corporation and Community Action led a three-year effort through a task force of more than 30 people to devise such a plan, Yoder said.
According to Development Corporation chair Criss Kepple, the core of that plan describes strategies on how the community can work together to build and maintain housing that is affordable to people who work in the county and for young residents getting careers started in the community.
"The plan specifically recommends that the county look for ways it can provide land and infrastructure to achieve that goal," Kepple said. "I believe Lake Hill provides an almost perfect site for a workforce housing community and clearly is consistent with the plan recommendation."
She pointed out that the McHenry area is a major employment center, where workers living in the new housing development will not have to travel far to work.
"There is access to public utilities, and the area is designated as a growth zone," Kepple added. "It also provides our workers who help make Deep Creek Lake a very attractive place to also enjoy its amenities while saving on energy and transportation."
Yoder said he expects it will take several years to obtain the necessary funding and approvals for the Lake Hill project. He added that he anticipates a number of realtors and builders will participate in the build out and marketing of the development.
"The McHenry Business and Technology Park is expected to eventually attract businesses with higher wages," Yoder add. "The Lake Hill housing development will not only support the county's efforts to build the employment center by creating attractive housing for these future jobs, but will also create housing for those already working in McHenry and at Garrett College as well."
If you are thinking of buying or selling real estate in Garrett County or Deep Creek Lake, Maryland, call Jay Ferguson of Long & Foster Real Estate for all of your real estate needs! 877-563-5350
Wednesday, July 16, 2008
Helicopter fly-over near Hazelhurst
I have never seen a helicopter this low to the water before, but I have to admit it was pretty neat. The boat you see in the first part of the video followed the chopper until it lifted off and flew away...
Tuesday, July 8, 2008
Video of Fireworks Finale
Here is an early attempt at video editing :) This is the finale of the fireworks the other night, shot from Ski Harbor. The most impressive fireworks display I can remember at Deep Creek Lake! Make sure to turn up your sound - the explosions would echo through the mountains and 2-3 seconds later you would hear the sound reverberation...
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